Sherwin F. Root

Mr. Root is a senior attorney in the Corporate Practice Group in the firm's Los Angeles office.

Practice Areas

Mr. Root handles transactions and regulatory issues for clients in the financial services industry, including banks, thrifts, and mortgage banking companies, and general corporate matters.  He is a former Senior Counsel at Home Savings of America, FSB, where he was the primary attorney responsible for legal matters relating to residential lending.

Education

• J.D., Harvard Law School, 1975
• B.S., Georgetown University, 1972, magna cum laude

Admissions

• California

Articles

• Backing Out, April 18, 2007

• Mr. Root has authored numerous articles for trade and professional publications on consumer lending issues.

Financial Institutions Law Blog Articles

• "FDIC Changes Deposit Insurance Rules For Mortgage Loan Securitizations", October 13, 2008
• "HUD Audits Claim First Magnus Marketing And Volume-Based Incentive Arrangements Violated RESPA", August 26, 2008
• "New California Law Requires Additional Steps For Foreclosures", August 19, 2008
• "Federal Bank Agencies Publish  Examples of Information to be Provided for Hybrid Mortgage Products", June 9, 2008
• "Federal Trade Commission and Federal Reserve Board Issue Proposed Rules on Risk-Based Pricing Notices", June 9, 2008
• "Courts Remain Split on Availability of Class Actions for Rescission Under Truth in Lending Act", March 5, 2007

Speeches

• Mr. Root has spoken before a number of industry groups, including the Western League of Savings Institutions, the National Home Equity Mortgage Association, the California Mortgage Bankers Association and the California Mortgage Association.